AI for finance, banking & payments
We help finance, banking & payments organisations across Nigeria find the root cause of costly manual work and build AI systems that remove it, measured from the first audit.

The challenges we see in finance
Settlement gaps between switches and the core, slow fraud triage, long loan file reviews.
Each of these is a symptom. In Discovery we find the cause they share, so the system we build removes the problem rather than speeding it up.
AI solutions we build
- Transaction reconcilers
- Loan file underwriting
- Fraud triage in real time
Our cost benchmark for finance, banking & payments
₦14,000 per staff hour, with about 48% of repetitive hours recoverable, mostly in multi-switch reconciliation, fraud exceptions and regulatory filings.
How we work in finance
Discovery
We audit multi-switch reconciliation, fraud exceptions and regulatory filings with the UniversAIDS platform, trace each bottleneck to its root cause and set a measurable baseline before anything is built.
About discoveryImplementation
We build transaction reconcilers, loan file underwriting, fraud triage in real time into the systems your teams already use, and test them against real cases first.
About implementationPartnership
UniversAIMS monitors accuracy, uptime and running cost, while we train your staff and review the return with leadership every month.
About partnership
AI in finance: questions
How can AI help finance, banking & payments organisations in Nigeria?
The problems we see most often in finance, banking & payments are these: settlement gaps between switches and the core, slow fraud triage, long loan file reviews. We address them with transaction reconcilers, loan file underwriting, fraud triage in real time. Every system is built into the tools the organisation already runs and is measured against a baseline agreed before the build.
How much manual work can AI remove in finance, banking & payments?
Our benchmark for finance, banking & payments is that about 48% of repetitive staff hours are recoverable, mostly in multi-switch reconciliation, fraud exceptions and regulatory filings. A Discovery engagement replaces that estimate with a measured baseline for your own processes.
How does an AI engagement with UniversAI start?
With Discovery. Our consultants audit your processes and systems with the UniversAIDS platform, trace each bottleneck to its root cause, and deliver a costed blueprint before anything is built. You can book a consultation online or message us on WhatsApp at +234 815 712 4750.
Put AI to workin finance.
Tell us where your finance operation loses time. A senior consultant follows up within 24 hours.
Book a consultation





